At least we tried

So today Ben called his former employer to ask if they would consider covering their part of the insurance premium and they said no. He asked if he could possibly use his PTO to allow him to stay an employee until Nov. 1, so he could still be considered an employee for insurance purposes. They said no and also informed him that his PTO would not be credited to his check, which someone told him it would be. So he loses 18 days of paid time off. He asked again for them to please tell him why he was fired and she refused. I told him we’d probably have to contact a lawyer if he really wanted to know, and even then they might not say. He said two other people from his department have also been fired or laid off or whatever.

Today he went to lunch with his co-workers, as a way to wish him good luck and say goodbye. At least the people he worked with are good.

We plan to take care of the cobra stuff tomorrow, after we get enough money in the bank. I scheduled all our eye exams and Belinda’s and my medical eye exams for November.

The person that was in the fender bender with Belinda in the Walmart parking lot a few weeks ago contacted me and told me how much the costs were. He’s trying to find all used stuff and he said he doesn’t want to involve insurance. I told him we’d probably have to because I wasn’t going to be able to pay for parts. I don’t even know if Belinda was at fault, so that’s also a consideration. From what I’ve looked at online, when accidents happen like that in parking lots, most people just take care of their own cars or use their own insurance. I don’t think we will be able to repair the damages to Belinda’s car.

Today I went to Chickasha and voted early. It took one hour and ten minutes from start to finish. I did not like how people with walkers and canes and a guy on crutches had to wait in line with everyone else. I think they should have a line for people who are in need. I wanted to give them all cuts but I didn’t know how the rest of the line would react, so I didn’t say anything. I’m glad that’s one more thing checked off before the DC trip.

In line outside.

In line inside.

While I was voting a diabetic man had a low sugar episode or something and an ambulance came and the EMTs worked on him in the voting room. We just walked around them to put our ballots in the machine. When people are needing medical attention after waiting in line for so long, you probably need to figure out an alternate way to do things.

cobra

So things aren’t quite as up in the air as they were before. We have decided to go ahead and continue our current insurance using COBRA for November. I have asked Ben to contact his former employer to see if they might be able to pay their portion of the premium for November, since Belinda has this surgery. He also has enough days of Paid Time Off that if they would agree to use that up for the rest of October and make his final day be in November, it could carry into the next month that way. I don’t know if they will be I think it would be worth it to at least try.

We also had several people from our church and circle of friends donate money to help us out. It’s not quite enough to cover the COBRA payment, but I think it is enough that we will be able to take care of the rest of it ourselves. Hopefully Ben will have a new job by that time, and if not, we’ll figure out something for December.

In other health news, we were getting ready for church on Sunday when Mom had some kind of episode. I’d never seen anything like it before, and it was very concerning. She lost her breath and had to sit down immediately, and she said her chest felt strange. It was also alarming because she had been out in her bedroom when it started, because she came directly into the dining room and sat, and she did not close either of the doors between her rooms and the dining room. She always, always, always makes sure those are closed because she doesn’t want the cats out there. But this time she left them both open. That was as telling as the symptoms that something was very wrong.
Karlene and Bennett and I took her to the emergency room in Norman. They did some cardiac tests on her but everything seemed fine. They gave us a referral to a cardiologist and sent her home. So we still don’t know what it was. I also wonder if she’s had these episodes before out in her rooms, and forgets about it by the time I see her next. It’s extremely possible. She didn’t remember going to the emergency room the next morning, when she was startled to find one of the leftover EKG sensors still stuck to her. So that’s just one more thing that’s got my attention right now.

Next focus – I am supposed to call a group I found online called the Patient Advocate Foundation. I sent them a query about whether they could help us financially with the COBRA payment, and they emailed me back that they could possibly do that but needed to talk to me on the phone and get more information. Unfortunately, I felt too busy on Monday to get that call in, and I tried just a few minutes ago, only to find out they had closed one minute before, at 5 p.m. eastern. So that’s my one of my goals tomorrow. Call PAF, early vote in Chickasha, and figure out what I’m going to write about for the Tuttle Times next week. That needs to be done early since I’ll be traveling to DC on Monday, my normal deadline.

I’ll be working at the theater on Thursday night, showing movies, but other than that, I don’t have anything big on my schedule for the rest of the week, which is good. Gives me time to pack and prepare for the trip.

Belinda at her first day back at homeschool co-op last week.

Mom in the emergency room. She was super cold and the nurses gave her many blankets. <3

A wrinkle in the plans

So I didn’t really plan on telling everyone this, but Ben has lost his job. Such a shock after 28 years with the same company. They wouldn’t even tell him why.

I’m not worried because he’s really good at computer programming and I know he will get another. However, this comes at a rough time since his insurance will end on Oct. 31 and Belinda’s surgery is Nov. 5. We have information for COBRA insurance, to continue the current coverage, but that will be around $1800 a month for our family. That is quite a bit higher than we can feasibly pay at this time.

We need to find out how much COBRA would be just for Belinda, and then seek out an alternate short-time insurance option for the rest of us. I believe Belinda needs to stay on the insurance because of the copay and out-of-pocket max already having been met. I don’t know how much the surgery costs would be to us if we started over with temporary insurance, but I imagine it will be more than just insurance her through COBRA. It is frustrating that we did meet those costs, and I was looking forward to taking care of more medical things in the next two months, and now that’s in jeopardy.

I also contacted the National Organization for Rare Diseases to see if there is any assistance they can offer, but I just emailed them so nothing yet.

Bennett is looking into the insurance offered at his job to see if doing his separately through his work would be a less expensive option. Lenora will not want to get on Ben R’s (her husband) insurance because she already checked and the SSM Health network is not on it, which would mean she’d have to leave our beloved doctor and all her other doctors (gyn, therapist, etc) which she doesn’t want to do. That’s why we left her on ours when she married, because she can still stay on it for another year or so. I just feel like I can’t do that to her when she has made such good relationships with these doctors. When aetna and SSM Health started not playing nice a few years ago, all of us either cancelled appointments or paid out of pocket for two months, to stay with our providers until we could switch health care plans.

I also looked into SoonerCare, since without Ben’s job, we would definitely qualify to get it for Belinda, but their website says they prefer people stay in the state for healthcare needs. I think we might have a fight on our hands if we try to explain that Belinda needs to go out of state because she needs a pediatric surgeon to treat her rare disease, and not just an ENT.

However, our current insurance also prefers in state, but somehow the DC doctor’s office was able to prove that she needed to travel for the POEM procedure, so maybe that would work? The issue is, there are no pediatricians able to perform the POEM procedure in Oklahoma, but I think there are pediatric ENTs who can do the dilation. But have they done the dilation on a patient who has previously had a POEM? The DC doctors know how to keep the scar tissue to a minimum, since this affects her every day and will continue for the rest of her life. It’s important that the doctors do everything they can to ensure her esophagus is in the best condition it can be.

I have not talked about this publicly before because I don’t even want to consider it, but everything must be done to prevent end-stage achalasia. From the National Institute of Health: end-stage achalasia (ESA) is characterised by failed myotomy, massively dilated and tortuous oesophagus with nutritional deterioration due to progressive dysphagia and vomiting. In these subgroups of patients, oesophagectomy may be the last resort.

I am trusting God but just reading that description brings tears to my eyes and makes my stomach drop.

Please pray, I don’t know what to do.

One more thing checked off

Good news, approval of the tour Belinda wanted to take at the White House arrived today! It will be the day after her surgery. Since it is at 10 am, we should have plenty of time to do the tour, have lunch, and make it to our flight at 4 pm.

Our hotel is only six blocks from the White House, so depending on the weather and how Belinda feels, we might be able to just walk over.

I appreciate Senator Markwayne Mullin and his office staff for helping us get the tour set up. Last time Belinda visited with his staff and we were given a tour of the Capitol (although we cut it short because Belinda was hurting from surgery.) I originally chose to request our tours through Sen. Mullin because he and my grandma share their small-town ties to Stilwell, Oklahoma!

Confirmation time

A lady from the Children’s National surgery deapartment called this morning to update Belinda’s medical records in anticipation of the dilation procedure.

She asked about allergies, existing conditions, covid history, etc. She confirmed Belinda had Ehlers-Danlos and then asked if she also had POTS. I said no, as far as I know. I have been looking at finding an Ehlers-Danlos specialist who could examine her (and hopefully me) and give us some more info on what the diagnosis means for us and what other issues we could have or face in the future. But they’re in Tulsa so I just haven’t done it.

I really should since we recently learned we’ve met her co-pay and out-of-pocket for the year. We aren’t going to have to pay anything for Children’s National this time. I also have set up a wisdom tooth consultation and I need to get the Ehlers-Danlos eye exam set up. There’s not much year left!

Anyway, they’ll call us the Friday before the surgery to let us know what time.

Good news for DC

I found a nonprofit online called Mercy Medical Angels, which helps people fly commercial for medical reasons. We applied and qualified, and I just got off the phone with a very nice lady from there. We had to pay a small amount to them ($55 for each round trip ticket) and then they booked the flights and paid the rest. Full price on the flights are $493 each, before tax and things. Both are nonstop Southwest flights between Will Rogers in OKC and Reagan in DC. The return flight will leave DC at around 4 pm, so Belinda and I should have time to visit the White House before we go – the only thing she requested for this trip.

The National Organization for Rare Diseases will be covering our hotel, which is just a few blocks from the White House. NORD may also be able to reimburse us for some ground transportation, but we will see how that goes. They restart at the new year, so they are almost out of funding at this point. I am thankful for all the help.

I also talked to someone at Children’s National, and we have met the deductible and max out-of-pocket for the year, so there will be no cost at all there. I’m glad Belinda is having this procedure now and not after January 1.

We will have to pay for meals and things on this trip, but most things are taken care of. This will free up money for her remaining medical bills and just help us to not be stressing over how we’re going to juggle all of this.

I really hope and pray that this will help with the additional issues she has had swallowing, and that it is smooth sailing from here with no more procedures needed for a while. But I want God’s will to be done first and foremost, and I am so thankful that He is lining things up for us financially.

Belinda is also having some stress issues, with her college classes and this being her senior year of high school. She was in a small fender bender at Walmart last week (seemed like it was one of those unavoidable things) and that is also giving her a lot of anxiety and stress. Please pray for her to feel better mentally and emotionally as we prepare for this trip and surgery.

I am including a pic of Belinda from Saturday, holding a chicken on the porch with her grandma. She wasn’t feeling great that day, hence the Snuggie.

Six month follow up

We just had Belinda’s six month follow up with Dr. Kane. It was nice talking to him again. Belinda told him that she has been getting food stuck and regurgitating 1-2 times a day, and he said that in 15-20% of cases he’s handled, scar tissue can build up where the lower esophagus was cut and it needs to be dilated with a balloon. He said that will probably correct the problem. He wants Belinda to come to DC again for the procedure, and I agree because Children’s National truly was a better experience all around than we went through elsewhere.

We are not caught up yet financially from before. I don’t know yet how we are going to make this work. I’m tired.

On we go.

Achalasia Awareness Month

September is Achalasia Awareness month. I just learned this and I’m not sure what I would like to do to help spread awareness, but I’m going to think on it. If we had been educated about Achalasia from the start, Belinda could have saved three years of suffering – and a year of that was when I had found out about it, but her doctors kept saying she surely didn’t have it. I suppose because it is so rare.

Birthday

So we celebrated our birthdays, and that was fun. It was nice having family and a few friends over for dinner and cake. Belinda made lasagna from a tiktok recipe and it was really good. Lenora made a lemon cake and we also had an oreo cake brought by Jenny and Steve, Ben’s sister and brother-in-law. Last year at this time Belinda could barely swallow anything and was only a few weeks from getting a feeding tube put in. It was so great that she was able to eat and celebrate her birthday without too much worry of regurgitation. I’m thankful.

Time to pay the piper

We got a bill for $9000 from Children’s in OKC and a bill for $30 from Children’s National in DC. The Children’s National one only has the two telehealth visits we had with the doctors before we went there. So expecting something big from them in the future. I’m thankful that the team at Children’s National were able to get our insurance to work with them.

Children’s in OKC will give us a one-time 60% discount if we pay in full, which after insurance handles one of the charges they didn’t recognize, will be just shy of $3000. We don’t have $3000, but I’m thinking on what I could do about that.